Joe Orff

Many senior executives and professional partners at large companies have earned access to some unique retirement benefits, equity compensation, and other financial planning opportunities. 

Anyone who has lived in, rented, or owned a home or apartment has some level of familiarity with real estate. Compared to other investments like stocks and bonds, this familiarity can make rental real estate investments seem like the most straightforward way to produce passive income.

Investors are wondering why bond returns were down double digits in 2022. The reason is simple: rates are rising faster than any other time since 1988.

We’ve seen clients diligently accumulate stock in their company over their careers. 

As an investor, you’ve likely noticed the current trends with interest rates and are questioning whether bonds are a smart investment. Bond prices and interest rates have an inverse relationship, so if rates rise holding excess cash instead of investing in bonds may seem reasonable.

Are you concerned about required minimum distributions (RMDs) bumping you into a higher tax bracket? If you’re among the charitably inclined, your donations could offset an RMD’s increase to your taxable income. 

A Charitable Remainder Trust (CRT) is an irrevocable trust that provides income to beneficiaries until a specified time, after which the remainder of the assets in the trust are donated to a charity. Utilizing a Charitable Remainder Trust is a gifting strategy that has tax benefits and can accomplish both charitable and estate planning goals.